The purpose of the Keystone Renovate & Repair Loan Program (R&R loan) is to help:

• Prevent homeowners from becoming victims of unscrupulous lending practices (i.e., high interest rates and costs, more money borrowed than needed, pre-payment penalties, etc.).
• Homeowners prioritize their home repair spending so that the work that they get done is what their home really needs.
• Improve Lancaster's aging housing stock for its current residents and future generations.