The Housing and Neighborhood Revitalization Unit staff and/or the proper City Inspector inspects each property to determine the seriousness. All repairs need to be deemed as an emergency by the inspector.

 

All financial assistance provided would be a repayment loan for a maximum of $8,000 and a maximum of five (5) years with Zero percent (0%) interest rate.  The staff will determine the loan terms.

 

0% Interest Payment Loan
$500.00 – $ 8.33/month	$1,000.00 – $16.67/month
$2,000.00 – $33.33/month	$3,000.00 – $50.00/month
$4,000.00 – $66.67/month	$5,000.00 – $83.33/month
*Deferred Loans also available*

 

 

All applicants of the Critical Repair Program are strongly encouraged to apply for the Homeowner Rehabilitation Assistance Program for complete rehabilitation to bring their property up to City Code.

 

Applicants must reside in and be the deed holder of the property, be current with their mortgage, current with all city and county obligations and have current homeowner's insurance. A lien search and credit report will be considered when determining eligibility.

 

Must meet current income guidelines. See below:

 

2011 FAMILY INCOME GUIDELINES (1/1/11-12/31/11)
Number of Persons in Family	Extremely Low Income  Ceiling for the  Lancaster SMSA (30% of Median Family Income)	Very Low Income Ceiling for the Lancaster SMSA (50% of Median Family Income)	Low Income Ceiling for the Lancaster SMSA (80% of Median Family Income)
1	$14,450	$24,050	$38,450
2	16,500	27,450	43,950
3	18,550	30,900	49,450
4	20,600	34,300	54,900
5	22,250	37,050	59,300
6	23,900	39,800	63,700
7	25,550	42,550	68,100
8	27,200	45,300	72,500

 

* These figures are based on the U.S. Department of Housing and Urban Development (HUD) estimate for the Fiscal Year 2011 Median Family Income of $68,600  for the Lancaster Standard Metropolitan Statistical Area (SMSA).  The SMSA and the area covered by Lancaster County are identical.   As required by statute, the definition of "Extremely Low Income" is tied to 30 percent of the median income, the definition of " Very Low Income" is tied to 50 percent of the median income, and the definition of  "Low Income" is tied to 80 percent of the median income for the area.  Using the median income, a four-person family income limit is calculated and adjustments then made for other family sizes.

 

Higher income limits apply to families with more than eight persons, although they are not shown because of space limitations.  For each person in excess of eight, 8 percent of the four-person base should be added to the eight-person income limit (for example, the nine-person limit equals 140 percent of the relevant four-person income limit).  All limits are rounded to the nearest $50.

 

This Exhibit was updated by the City of Lancaster based on an income scale adjustment provided by HUD effective as of June 2011.

 

 

If you meet the criteria for The City Of Lancaster Critical Funds Program and are interested in applying, please download and complete the Critical Repair Application (English) / Critical Repair Application (Spanish) and mail to:

City Of Lancaster

Attention: Housing and Neighborhood Revitalization Unit

120 North Duke Street

Lancaster, PA 17602

(717) 291-4730

 

Once we have received your application, we will contact you to set up an appointment.