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Critical Repair Program

The Housing and Neighborhood Revitalization Unit administers a loan program that provides financial and technical assistance for the critical repairs of eligible, owner-occupied, single family housing units in the City of Lancaster.

The Housing and Neighborhood Revitalization Unit staff and/or the proper City Inspector inspects each property to determine the seriousness. All repairs need to be deemed as an emergency by the inspector.

Types of Repairs:
- Water Heaters
- Broken Sewer Pipes
- Non-Operable Furnaces (winter)
- Roof Repair/Replacements
- Structural Problems
- Plumbing
- Electrical
- Structural Damage

All financial assistance provided will be a deferred loan at 0% interest.

All applicants of the Critical Repair Program are strongly encouraged to apply for the Homeowner Rehabilitation Assistance Program for complete rehabilitation to bring their property up to City Code.

Eligibility Requirements
Applicants must reside in and be the deed holder of the property, be current with their mortgage, current with all city and county obligations and have current homeowner's insurance. A lien search and credit report will be considered when determining eligibility.

Must meet current income guidelines. See below:

2017 FAMILY INCOME GUIDELINES*
Effective 4/14/17
FOR THE CITY OF LANCASTER, PENNSYLVANIA
IN THE LANCASTER STANDARD METROPOLITAN STATISTICAL AREA (SMSA)

Number of

Persons in

Family

 

Extremely Low Income  Ceiling for the  Lancaster SMSA

Very Low Income             Ceiling for the

Lancaster SMSA

(50% of Median

Family Income)

Low Income

Ceiling for the

Lancaster SMSA

(80% of Median

Family Income)

1

 

$14,950

 

$24,900

$39,850

2

 

17,100

 

28,450

45,550

3

 

20,420

 

32,000

51,250

4

 

24,600

 

35,550

56,900

5

 

28,780

38,400

61,500

6

 

32,960

 

41,250

66,050

7

 

37,140

 

44,100

70,600

8

 

41,320

 

46,950

75,150

These figures are based on the U.S. Department of Housing and Urban Development (HUD) estimate for the Fiscal Year 2017 Median Family Income of $71,100 for the Lancaster Standard Metropolitan Statistical Area (SMSA).  The SMSA and the area covered by Lancaster County are identical.   As required by statute, the definition of "Very Low Income" is tied to 50 percent of the median income, and the definition of "Low Income" is tied to 80 percent of the median income for the area.  Using the median income, a four-person family income limit is calculated and adjustments then made for other family sizes. The FY 2014 Consolidated Appropriations Act changed the definition of extremely low-income to be the greater of 30/50ths (60 percent) of the Section 8 very low-income limit or the poverty guideline as established by the Department of Health and Human Services (HHS), provided that this amount is not greater than the Section 8 50% very low-income limit. Consequently, the extremely low income limits may equal the very low (50%) income limits.

Higher income limits apply to families with more than eight persons, although they are not shown because of space limitations.  For each person in excess of eight, 8 percent of the four-person base should be added to the eight-person income limit (for example, the nine-person limit equals 140 percent of the relevant four-person income limit).  All limits are rounded to the nearest $50.

* This Exhibit was updated by the City of Lancaster based on a family income scale adjustment for 2017 provided by HUD on April 25, 2017. The City anticipates that HUD will provide revised 2018 family income data in March of 2018.

If you meet the criteria for The City Of Lancaster Critical Funds Program and are interested in applying please download and complete one of the following:
Critical Repair Application in English 
Critical Repair Application in Spanish

When complete mail to:
City Of Lancaster
Attention: Housing and Neighborhood Revitalization Unit
120 North Duke Street
Lancaster, PA 17602

Once we have received your application, we will contact you to set up an appointment. For further questions call 717-291-4730.

This project is supported through the City of Lancaster’s Community Development Block Grant Program.